Credit Card Rewards Changed in 2026: How to Audit Your Card in 20 Minutes (And Stop Losing Value)

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Credit Card Rewards Changed in 2026: How to Audit Your Card in 20 Minutes (And Stop Losing Value)

Credit cards promise rewards, cashback, and travel benefits — but many users never check whether they are actually getting real value. In 2026, several cards have revised reward structures, introduced spending thresholds, and expanded exclusions. The result is simple: people are spending more but earning less. The credit card benefits changed 2026 trend reflects a … Read more

SBI IMPS Fees Changed: The Cheapest Transfer Choice by Amount (UPI vs IMPS vs NEFT)

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SBI IMPS Fees Changed: The Cheapest Transfer Choice by Amount (UPI vs IMPS vs NEFT)

Instant money transfers have become routine, but most customers never check which transfer method actually costs less. Many people use IMPS by default, assuming it is always the fastest and most convenient option. However, with the latest SBI IMPS fees Feb 2026 update, choosing the wrong transfer method can mean paying unnecessary charges. Understanding how … Read more

New Banking Rules in Feb 2026: Charges, Deadlines, and the 7 Things You Should Do This Week

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AIS vs TIS vs Form 26AS: The 15-Minute Reconciliation Trick Before You File (Or Revise)

Banking rules keep evolving, but most people notice changes only when money gets deducted unexpectedly or transactions fail. The bank rule changes Feb 2026 update focuses on account compliance, revised charges, transaction rules, and stricter documentation requirements across major banks. For customers, the impact is practical — missed deadlines can lead to account restrictions, outdated … Read more

Capital Gains Tax Planning 2026: Harvesting, Set-Off Rules, and the Documentation You Need

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Capital Gains Tax Planning 2026: Harvesting, Set-Off Rules, and the Documentation You Need

Managing investments is not just about earning returns — it is also about minimizing tax impact legally. With increasing data matching and stricter reporting systems, capital gains tax planning 2026 has become an essential part of financial strategy for investors. Whether you invest in stocks, mutual funds, property, or other assets, proper tax planning helps … Read more

Section 80D Tax Saving in 2026: How to Claim for Parents Correctly + Proof Checklist

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Section 80D Tax Saving in 2026: How to Claim for Parents Correctly + Proof Checklist

Health insurance is not just financial protection — it is also one of the most valuable tax-saving tools available to individuals and families. Yet many taxpayers fail to fully use the deduction or lose benefits due to incorrect claims or missing documents. A proper Section 80D health insurance tax strategy helps reduce taxable income while … Read more

Section 80C in 2026: The Smart Mix (ELSS vs PPF vs NSC) for Maximum Benefit

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Section 80C in 2026: The Smart Mix (ELSS vs PPF vs NSC) for Maximum Benefit

Section 80C remains one of the most powerful tools for reducing taxable income, but many taxpayers still use it inefficiently. Most people invest randomly at year-end without a clear plan, which limits both tax benefits and long-term returns. A well-designed Section 80C strategy 2026 helps you not only save tax but also build wealth based … Read more

HRA Claim Checklist 2026: Rent Receipts, Landlord PAN Rules, and Mistakes That Kill Exemption

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House Rent Allowance remains one of the most valuable tax benefits available to salaried employees, but it is also one of the most commonly rejected deductions. Many taxpayers claim HRA without proper documentation, incorrect rent details, or incomplete landlord information — leading to exemption denial. Understanding the HRA proof checklist 2026 helps ensure your claim … Read more

Arbitrage Mutual Funds in 2026: Why Inflows Jumped and How STT/Tax Changes May Affect Returns

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Arbitrage Mutual Funds in 2026: Why Inflows Jumped and How STT/Tax Changes May Affect Returns

Low-risk investment options have gained strong attention in the current market environment, and arbitrage mutual funds inflows 2026 show a clear shift in investor behavior. These funds witnessed significant inflows as investors searched for stable returns with lower risk exposure while still benefiting from favorable tax treatment. Arbitrage funds operate differently from traditional equity or … Read more

FD vs Debt Mutual Funds in 2026: Which Gives Better Post-Tax Returns (With Examples)

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FD vs Debt Mutual Funds in 2026: Which Gives Better Post-Tax Returns (With Examples)

Choosing between fixed deposits and mutual fund investments remains one of the most common financial decisions for Indian investors. In the current environment, FD vs debt mutual fund 2026 is no longer just about safety versus returns — it is about taxation, liquidity, and post-tax wealth creation. Many investors still assume fixed deposits are always … Read more